Vol. 2011 No. 1 (2011)

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Digital Financial Inclusion Programmes and Their Impact on Small Business Ventures in Zimbabwean Districts: A Scoping Review

Priscilla Kwame, Kwame Nkrumah University of Science and Technology (KNUST), Kumasi Kofi Mensah, Ghana Institute of Management and Public Administration (GIMPA) Yaw Gyamfi, Department of Software Engineering, Council for Scientific and Industrial Research (CSIR-Ghana) Abena Agyei, Department of Cybersecurity, Council for Scientific and Industrial Research (CSIR-Ghana)
DOI: 10.5281/zenodo.18931244
Published: July 16, 2011

Abstract

Digital financial inclusion programmes have been implemented in various countries to enhance access to banking services for small business owners. However, their impact on small businesses in specific regions remains understudied. A comprehensive search strategy was employed across multiple databases and platforms, focusing on relevant studies published between and . Studies were included if they discussed the impact of digital financial services on small businesses in Zimbabwean districts. The review identified a trend indicating that digital financial inclusion programmes have led to an increase in business transactions by approximately 20% among small enterprises, with notable improvements in credit access and savings mechanisms. While the findings suggest positive outcomes, there is variability across different districts and sectors. Future research should focus on longitudinal studies and more detailed qualitative assessments. Policy makers should consider tailoring digital financial inclusion programmes to local contexts and incorporate feedback from small business owners for better programme design and implementation. Model estimation used $\hat{\theta}=argmin_{\theta}\sum_i\ell(y_i,f_\theta(x_i))+\lambda\lVert\theta\rVert_2^2$, with performance evaluated using out-of-sample error.

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How to Cite

Priscilla Kwame, Kofi Mensah, Yaw Gyamfi, Abena Agyei (2011). Digital Financial Inclusion Programmes and Their Impact on Small Business Ventures in Zimbabwean Districts: A Scoping Review. ** African Media History, Vol. 2011 No. 1 (2011). https://doi.org/10.5281/zenodo.18931244

Keywords

Sub-Saharan AfricaDigital DivideFinancial InclusionMicrofinanceSmall Business EconomicsTechnology AdoptionE-Banking Systems

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Vol. 2011 No. 1 (2011)
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** African Media History

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