African Journal of Finance

Advancing Scholarship Across the Continent

Vol. 2003 No. 1 (2003)

View Issue TOC

Challenges and Opportunities for E-commerce Adoption by SMEs in Egypt: An Ethnographic Study

Ahmed El-Khayatt, Agricultural Research Center (ARC), Giza Randa Suleiman Hamed, Agricultural Research Center (ARC), Giza
DOI: 10.5281/zenodo.18778107
Published: October 17, 2003

Abstract

Egypt represents a significant emerging market for e-commerce, particularly among small and medium-sized enterprises (SMEs). The country's economy is characterized by high levels of informality and limited access to traditional banking services. The research employs an ethnographic approach, involving participant observation, semi-structured interviews with 30 SME owners and in-depth discussions with key informants from the Ministry of Industry and Commerce. Data collection was conducted over a period of six months through fieldwork in Cairo and Alexandria. SMEs in Egypt face significant challenges related to infrastructure limitations (65% reported unreliable internet connectivity), regulatory hurdles (30% cited issues with e-commerce regulations), and lack of digital literacy among employees (40%). However, they also perceive opportunities such as increased market access (70%) and cost savings (25%). Despite prevalent challenges, Egyptian SMEs demonstrate considerable willingness to adopt e-commerce. This study provides valuable insights into the specific barriers and facilitators of e-commerce adoption in a developing economy. Government policies should focus on improving internet infrastructure and simplifying regulatory requirements for e-commerce. Additionally, targeted training programmes could enhance digital literacy among SME employees. Egyptian SMEs, E-commerce Adoption, Ethnographic Study

How to Cite

Ahmed El-Khayatt, Randa Suleiman Hamed (2003). Challenges and Opportunities for E-commerce Adoption by SMEs in Egypt: An Ethnographic Study. African Journal of Finance, Vol. 2003 No. 1 (2003). https://doi.org/10.5281/zenodo.18778107

Keywords

EgyptianSMEsAnthropologyInformalityCultural BarriersDigital DivideGrounded Theory

References