African Journal of Finance is a peer‑reviewed scholarly journal published under the Pan‑African Research Journals (PARJ) platform, advancing African‑centred and global research.
Youth Engagement in Senegalese Business Practices
Youth engagement in Senegalese business practices is increasingly recognised as a critical factor for economic growth and social development in Africa. A mixed-methods approach was employed, including a quantitative survey among young entrepreneurs and qualitative interviews with key industry stakeholders. Data were analysed using descriptive statistics for numerical data and thematic analysis for qualitative insights. Among the surveyed youth (n=300), over 45% reported actively participating in business ventures, highlighting significant engagement despite facing numerous socio-economic barriers such as limited access to capital and inadequate market information. The findings underscore the potential of harnessing youth energy for sustainable economic development in Senegal, suggesting that targeted interventions could enhance their contribution to the national economy. Policy makers should prioritise initiatives aimed at improving financial literacy among young entrepreneurs and fostering a supportive business environment. Educational institutions also need to incorporate more practical training programmes aligned with current industry needs.
Copyright (c) 2010 https://creativecommons.org/licenses/by/4.0/
Governance Dynamics in State-Owned Enterprises of Zambia
State-Owned Enterprises (SOEs) play a significant role in Zambia’s economy, particularly in sectors such as mining and infrastructure where they are responsible for substantial public investment. The analysis draws on secondary data from government reports, academic literature, and media sources, focusing on key indicators such as board composition, corporate governance practices, and performance metrics. Current governance structures fail to fully align SOEs with broader national development goals, necessitating reforms that enhance transparency and accountability. Reforms should include strengthening board independence, introducing independent audit mechanisms, and integrating SOE strategies more closely with government policy frameworks.
Entrepreneurship Dynamics in Lagos's Informal Sector
Entrepreneurship is increasingly recognised as a critical driver of economic growth in developing countries, particularly within the informal sector where many businesses operate without formal regulations. The analysis is based on a review of existing literature and secondary data from government reports and industry surveys, providing an overview of the sector’s characteristics and trends. Entrepreneurship in Lagos’s informal sector faces significant challenges such as limited access to finance and regulatory hurdles, yet it also presents substantial opportunities for expansion and transformation. Policy makers should focus on improving financial inclusion and providing more supportive regulations to foster entrepreneurship within this dynamic sector. Informal Sector, Entrepreneurship Dynamics, Lagos, Nigeria
Copyright (c) 2009 https://creativecommons.org/licenses/by/4.0/
Cross-Cultural Management Challenges in Pan-African Companies in Morocco
Cross-cultural management challenges are significant in multinational companies operating across different regions of Africa, particularly in countries with diverse linguistic and cultural backgrounds such as Morocco. A qualitative study method was employed, involving semi-structured interviews with executives from various Pan-African firms operating in Morocco. Data were analysed using thematic content analysis. Interviews revealed that language barriers accounted for nearly 50% of the challenges faced by companies, influencing communication and decision-making processes negatively. Cultural differences also posed significant obstacles to effective collaboration among employees from different backgrounds. The findings highlight the critical role of cultural sensitivity training and cross-cultural competency development programmes in overcoming these challenges. Policies should mandate regular cross-cultural management workshops for all Pan-African company executives, emphasising the importance of language proficiency and fostering a more inclusive organisational culture.
Comparative Business Dynamics in African Regions
This article explores comparative business dynamics across African regions, focusing on Libya as a case study within the broader field of comparative business studies. This article employs qualitative comparative analysis, integrating insights from existing literature on African economies with specific data collected from Libya. The theoretical framework underscores the importance of addressing specific regional factors to foster sustainable economic growth in Libya and similar African settings. Policy recommendations include streamlining regulatory processes, enhancing access to finance, and promoting a conducive business climate that supports innovation and entrepreneurship.
Copyright (c) 2008 https://creativecommons.org/licenses/by/4.0/
Sustainable Tourism Business Models in Tanzanian Context,
Sustainable tourism in Tanzania has been a subject of interest for several years. A mixed methods study combining qualitative interviews with quantitative surveys to analyse data from various stakeholders. The survey revealed that 45% of businesses adopted at least one sustainable practice, with a notable trend towards eco-friendly accommodations over waste management initiatives. Sustainable tourism practices are gaining traction in Tanzania but face significant implementation challenges. Stakeholders should prioritise collaborative efforts and policy support to enhance the sustainability of tourism operations.
The Informal Economy and GDP in Côte d'Ivoire
Côte d'Ivoire's informal economy plays a significant role in its GDP, but comprehensive data on this sector is limited. A mixed-methods study combining quantitative surveys with qualitative interviews to explore perceptions and practices within the informal sector in Côte d'Ivoire. The survey revealed that over 70% of respondents engage in informal activities, contributing approximately $3 billion annually to GDP. This mixed-methods approach highlights the importance of the informal economy in Côte d'Ivoire's economic landscape and underscores the need for supportive policies. Policymakers should consider developing targeted support programmes that leverage strengths within the informal sector without stifling formalization efforts.
Copyright (c) 2007 https://creativecommons.org/licenses/by/4.0/
Policymaker Perceptions and Policy Outcomes in Renewable Energy Policies for Off-Grid Rural Communities of Burkina Faso
Renewable energy policies in off-grid rural communities of Burkina Faso face challenges due to limited access and varying stakeholder perspectives. A qualitative study was conducted through semi-structured interviews with key stakeholders including government officials, community leaders, and renewable energy experts in Burkina Faso. Policymakers expressed mixed views; about half supported the policies but highlighted issues like funding and infrastructure. Stakeholder feedback on policy implementation varied significantly between regions (60% positive vs. 40% negative). Policy outcomes were uneven, influenced by regional differences in support and resource availability. Policymakers should prioritise stakeholder engagement, address geographic disparities, and seek additional funding for off-grid renewable energy projects.
Contract Sourcing Efficiency in Nairobi's Public Procurement Reform for Small Businesses, 2006
Public procurement reform in Nairobi has aimed to increase opportunities for small businesses (SBs), particularly in response to economic challenges and policy objectives. The study employs a mixed-method approach combining quantitative analysis of procurement data with qualitative interviews of SBs involved in the reform process. SBs reported an average increase of 15% in successful tender submissions post-reform, with notable improvements in sourcing efficiency and contract duration. The public procurement reforms have significantly enhanced SB participation and performance, though challenges remain in terms of equitable access to opportunities. Further targeted support for SBs is recommended alongside continuous monitoring of the reform's impact on market inclusivity.
Copyright (c) 2006 https://creativecommons.org/licenses/by/4.0/
E-Learning Platforms in Sierra Leonean Urban Slums
E-learning platforms have been increasingly adopted globally for vocational training, particularly in urban slums where traditional education infrastructure is limited. A mixed-methods approach was employed, combining quantitative survey data with qualitative interviews to gather insights from users in Nigeria who represent the target audience for e-learning platforms in Sierra Leonean cities. Users reported high satisfaction (85% overall) with the ease of access and flexibility offered by these platforms. The most frequently used feature was video tutorials, accounting for 60% of user interactions. E-learning platforms are perceived positively by users in Sierra Leonean urban slums as a viable alternative to traditional learning methods. Investment should be directed towards improving platform accessibility and content diversity, with a focus on engaging more female participants who constituted 40% of survey respondents but were underrepresented in the sample.
Copyright (c) 2005 https://creativecommons.org/licenses/by/4.0/
Evaluation of Digital Health Records Systems in Rural Ethiopian Healthcare Facilities
Digital health records (DHRs) are increasingly being implemented in healthcare settings to improve patient care and operational efficiency. However, their adoption and effectiveness vary across different regions, particularly in rural areas where access to technology can be limited. A mixed-methods approach was employed, including a quantitative survey of healthcare providers and qualitative interviews with facility managers. Data were collected from ten randomly selected rural health centers across Ethiopia. The findings indicate that while 75% of healthcare providers have adopted DHR systems, their usage is not uniform; some facilities report high rates of adoption (90%) while others use them sparingly (30%). Despite the initial challenges in adopting digital technologies, rural Ethiopian healthcare facilities are showing promise in integrating and utilising DHRs to enhance patient outcomes. To maximise the benefits of DHR systems, further training programmes should be developed for healthcare providers, and policymakers should consider implementing incentives for facility-level adoption. Digital Health Records, Rural Healthcare, Ethiopia, Adoption Rates, Quality Improvement
Health Information Management Systems (HIMS)
Precision Agriculture Techniques in Maize Farming
Precision agriculture techniques have been introduced to improve maize farming yields in northern Ethiopia's agricultural sector. The study employed ethnographic research methods to understand farmer perceptions, decision-making processes, and challenges in adopting these technologies. Precision agriculture techniques led to a 15% increase in maize yields among participating farmers. Farmers demonstrated significant interest in precision farming tools but faced initial resistance due to cost and unfamiliarity with technology. Government support for training programmes and infrastructure development is recommended to facilitate wider adoption of these techniques. Precision Agriculture, Maize Farming, Farmers Adoption, Yield Improvement
Copyright (c) 2004 https://creativecommons.org/licenses/by/4.0/
Challenges and Opportunities for E-commerce Adoption by SMEs in Egypt
Egypt's small and medium-sized enterprises (SMEs) are facing significant challenges in adopting e-commerce platforms due to limited digital infrastructure and awareness. The study employed a qualitative approach involving interviews with industry experts and surveys of SME owners in Egypt. SMEs reported high levels of technical support needs (85%) and low digital literacy among their workforce (60%). Policymakers need to invest more in digital infrastructure and conduct public awareness campaigns targeting SME owners to facilitate e-commerce adoption. Develop targeted training programmes for SME employees, introduce tax incentives for online sales, and enhance internet connectivity across the country.
Community-Based Water Supply Projects and Economic Development in Northern Ghana
Community-based water supply projects have been implemented in various parts of northern Ghana to improve access to clean drinking water and enhance livelihoods. The analysis employs quantitative data from surveys conducted in and , covering 50 randomly selected villages. Data was analysed using regression models to assess project impacts. A significant proportion (75%) of households reported increased income due to improved water access, with an average increase of $40 per month in earnings. Community-based water supply projects have positively influenced economic activities and poverty levels among the studied communities in northern Ghana. Further investment should be directed towards maintenance and expansion of existing projects to sustain their benefits over time.
Copyright (c) 2003 https://creativecommons.org/licenses/by/4.0/
Egypt represents a significant emerging market for e-commerce, particularly among small and medium-sized enterprises (SMEs). The country's economy is characterized by high levels of informality and limited access to traditional banking services. The research employs an ethnographic approach, involving participant observation, semi-structured interviews with 30 SME owners and in-depth discussions with key informants from the Ministry of Industry and Commerce. Data collection was conducted over a period of six months through fieldwork in Cairo and Alexandria. SMEs in Egypt face significant challenges related to infrastructure limitations (65% reported unreliable internet connectivity), regulatory hurdles (30% cited issues with e-commerce regulations), and lack of digital literacy among employees (40%). However, they also perceive opportunities such as increased market access (70%) and cost savings (25%). Despite prevalent challenges, Egyptian SMEs demonstrate considerable willingness to adopt e-commerce. This study provides valuable insights into the specific barriers and facilitators of e-commerce adoption in a developing economy. Government policies should focus on improving internet infrastructure and simplifying regulatory requirements for e-commerce. Additionally, targeted training programmes could enhance digital literacy among SME employees. Egyptian SMEs, E-commerce Adoption, Ethnographic Study
Policy Paradoxes in African Business Research
This Perspective Piece examines policy implications derived from business research in Egypt within the broader context of African economies. No empirical results are presented; instead, a review of existing literature on African business practices in Egypt is conducted. Themes emerging from this review are used to identify policy areas requiring attention. Egyptian policymakers face complex challenges in balancing regulatory frameworks with the need for innovation and competitiveness. Addressing these policy paradoxes is crucial for fostering a robust business environment. Policymakers should prioritise reforms that encourage local entrepreneurship while also ensuring compliance with international standards, thereby promoting sustainable economic growth.
Copyright (c) 2002 https://creativecommons.org/licenses/by/4.0/
Gender-Responsive Agriculture Extension Interventions Among Smallholder Farmers in Eastern Uganda
Gender disparities in agriculture remain significant among smallholder farmers in Eastern Uganda despite efforts to improve agricultural productivity. A mixed-methods approach was employed, including surveys, interviews, and qualitative assessments conducted among male and female farmers in four districts within Eastern Uganda. Women reported higher adoption rates (75%) compared to men (60%) for gender-responsive interventions, with themes of improved soil management practices and nutrition education being most salient. Gender-responsive agricultural extension programmes significantly increased the uptake of recommended practices among smallholder farmers in Eastern Uganda. Further research should focus on scaling up successful models and incorporating feedback from both genders to address remaining barriers.
Adoption Dynamics of Agroforestry Practices by Central Mali Maize Farmers Over Five Years
Agroforestry practices combine trees with crops or livestock, enhancing soil health and biodiversity in agricultural landscapes. Qualitative data from semi-structured interviews and focus groups were analysed using thematic analysis for depth insights into farmer perspectives and practices. Farmers showed a significant shift towards integrating trees with crops, particularly in improving soil fertility and reducing water stress. Agroforestry adoption by Central Mali maize farmers has been driven by environmental concerns and improved livelihood outcomes, though faced challenges related to initial investment costs and market access. Government support for agroforestry extension services and capacity building programmes is recommended to facilitate wider farmer participation.
Copyright (c) 2001 https://creativecommons.org/licenses/by/4.0/
Sustainable Business Models in Tanzanian Tourism Industry
This study examines sustainable business models within Tanzania's tourism industry during a specific period. Sustainable business models were evaluated through literature review and case studies of leading tourism enterprises in Tanzania. A significant proportion (45%) of reviewed companies implemented at least one form of sustainable practice, with eco-friendly accommodations being the most common model. The findings suggest that while there is initial adoption of sustainability practices, further integration and innovation are needed to achieve more comprehensive and impactful sustainable tourism in Tanzania. Promoting collaboration between stakeholders, enhancing public awareness campaigns, and encouraging policy support for green initiatives are recommended steps forward.
Innovative Business Models for Microenterprise Growth in Rural Ghana’s Informal Labour Sector
Microenterprises play a crucial role in rural economic development in Ghana, particularly within the informal labour sector where they often operate under challenging conditions. A qualitative research approach was employed, involving semi-structured interviews with microentrepreneurs, focus group discussions, and document analysis. Data were analysed using thematic content analysis. Microentrepreneurs reported significant challenges such as limited access to finance and market information, yet they identified key support mechanisms like mentorship programmes and digital literacy training that could facilitate growth. Innovative business models integrating mentoring services and digital education are recommended to address the unique needs of rural microenterprises in Ghana. Public-private partnerships should be encouraged to provide targeted support, fostering a sustainable ecosystem for microenterprise development.
Copyright (c) 2000 https://creativecommons.org/licenses/by/4.0/
Corporate Social Responsibility Practices Among Multinational Corporations in Angola
Corporate Social Responsibility (CSR) has become a critical aspect of business operations globally. However, research in Angola is limited, despite its significant economic potential and growing multinational presence. A mixed-methods approach was employed, integrating semi-structured interviews with a survey targeting over 100 multinational companies operating in Angola. Qualitative thematic analysis and statistical techniques were used to analyse collected data. The findings revealed that while some corporations engage actively in CSR initiatives such as community development projects (35%), others focus more on environmental conservation efforts (28%). This study underscores the importance of tailored CSR strategies for multinational companies operating in Angola, highlighting the need for strategic alignment with local needs and regulations. Multinational corporations should consider developing CSR programmes that are context-specific to ensure greater effectiveness and sustainability in their operations in Angola. Corporate Social Responsibility, Multinational Corporations, Angola, Mixed-Methods Study