Rural herders in Zimbabwe rely heavily on livestock for their livelihoods, but weather extremes pose significant risks to these assets. The research employed qualitative methods including semi-structured interviews and focus group discussions with 50 rural herders, covering various regions of Zimbabwe. Findings indicate that participation in livestock insurance programmes significantly reduced financial losses by mitigating risks associated with droughts and floods, particularly among small-scale farmers who lack collateral for formal loans. Livestock insurance programmes are effective tools for enhancing the resilience of rural herders to weather-related shocks in Zimbabwe. Future research should explore scalability and cost-effectiveness across different regions. Government and non-governmental organizations should promote awareness and implementation of livestock insurance schemes, especially among vulnerable communities like small-scale farmers.