Evaluating Women-Centric Microfinance Programmes in Nigeria’s Niger Delta Oil Region,

Microfinance programmes in Nigeria’s Niger Delta oil region have emerged as a critical tool for poverty alleviation and economic empowerment, particularly for women who constitute a significant portion of the informal economy. A mixed-methods approach was employed, including quantitative surveys with structured questionnaires and qualitative interviews focusing on beneficiaries’ experiences and challenges. The survey revealed that over 70% of respondents reported an increase in their income through microfinance programmes, with women more likely to use these funds for education and health improvements. Microfinance programmes have had a positive impact on the financial stability and socio-economic status of women in the Niger Delta region, though challenges such as high-interest rates persist. Further research should explore long-term sustainability measures and ways to mitigate adverse effects like interest rate hikes. microfinance, Niger Delta, women empowerment, Nigeria