Microfinance Institutions (MFIs) have emerged as a potential tool for addressing financial inclusion among homeless youth in Comoros, an African archipelago with limited formal housing and education infrastructure. Theoretical analysis will be employed to explore the mechanisms by which MFIs influence these outcomes, drawing on existing literature and local conditions in Comoros. The theoretical framework underscores the potential of MFIs as a lever for inclusive development among homeless youth in Comoros. Future research should focus on empirical validation of these theoretical insights, particularly through longitudinal studies that track the long-term effects of MFI interventions on homeless youth.