African Taxation Review (Business/Law crossover) | 22 July 2009

Urban Youth Entrepreneurship Programmes in Accra Slums and Microfinance Adoption: A Three-Year Impact Assessment

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Abstract

Urban youth entrepreneurship programmes in Accra slums have been implemented to stimulate local economic growth and reduce poverty. A mixed-methods approach was employed, including qualitative interviews and quantitative surveys to assess participant attitudes and behaviors towards microfinance use post-programme participation. A notable finding is that 60% of participants showed an increased interest in using microfinance services compared to pre-programme levels, indicating a positive shift in financial inclusion practices. The study concludes that while the programmes have shown promise in fostering entrepreneurial spirit among youth, there remains room for enhancing their effectiveness in terms of direct financial support and community engagement. Recommendation includes scaling successful components of the programme with additional microfinance support to ensure sustained economic benefits for participants. Urban Youth Entrepreneurship, Microfinance Adoption, Accra Slums, Ghana, Three-Year Impact Assessment