African Microfinance Journal (Interdisciplinary -
African Microfinance Journal (Interdisciplinary - is a peer‑reviewed scholarly journal published under the Pan‑African Research Journals (PARJ) platform, advancing African‑centred and global research.
This article examines Displacement and Labour Markets: Refugees, Host Communities, and Economic Integration with a focused emphasis on Uganda within the field of Business. It is structured as a mixed methods study that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Copyright (c) 2024 https://creativecommons.org/licenses/by/4.0/
This article examines The Poverty-Conflict Trap: Escaping Cycles of Violence and Underdevelopment: Perspectives from Eastern Africa with a focused emphasis on Morocco within the field of Business. It is structured as a conference paper that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Diaspora Remittances and Macroeconomic Stability in Post-Conflict Economies
This article examines Diaspora Remittances and Macroeconomic Stability in Post-Conflict Economies: Gender, Power, and Structural Constraints with a focused emphasis on Nigeria within the field of Business. It is structured as a survey research article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Copyright (c) 2023 https://creativecommons.org/licenses/by/4.0/
Micro-Insurance and Climate Risk Coverage for African Smallholders
This article examines Micro-Insurance and Climate Risk Coverage for African Smallholders: Beyond the Liberal Peace Framework with a focused emphasis on South Sudan within the field of Business. It is structured as a qualitative study that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Copyright (c) 2026 https://creativecommons.org/licenses/by/4.0/
Financial Inclusion and Mobile Banking in East Africa
This article examines Financial Inclusion and Mobile Banking in East Africa: M-Pesa, Equity Bank, and Beyond: Challenges and Opportunities in the 2020s with a focused emphasis on Uganda within the field of Business. It is structured as a policy analysis article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Agricultural Trade and Food Security in Eastern Africa
This article examines Agricultural Trade and Food Security in Eastern Africa: Regional Markets and Price Transmission: An Empirical Investigation with a focused emphasis on Algeria within the field of Business. It is structured as a policy analysis article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Industrial Policy and Economic Diversification in Sub-Saharan Africa
This article examines Industrial Policy and Economic Diversification in Sub-Saharan Africa: Evidence and Prospects: An Empirical Investigation with a focused emphasis on Gambia within the field of Business. It is structured as a policy analysis article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
This article examines Multidimensional Poverty in South Sudan: Measurement, Drivers, and Policy Responses: Applied to the Greater Horn of Africa with a focused emphasis on South Sudan within the field of Business. It is structured as a theoretical framework article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Copyright (c) 2025 https://creativecommons.org/licenses/by/4.0/
Savings Behaviour and Financial Resilience in Low-Income African Households
This article examines Savings Behaviour and Financial Resilience in Low-Income African Households: A South Sudan Case Study with a focused emphasis on South Sudan within the field of Business. It is structured as a ethnographic study that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
This article examines Industrial Policy and Economic Diversification in Sub-Saharan Africa: Evidence and Prospects: A Subaltern Perspective with a focused emphasis on Tanzania within the field of Business. It is structured as a qualitative study that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Copyright (c) 2022 https://creativecommons.org/licenses/by/4.0/
Islamic Banking and Finance in East Africa
This article examines Islamic Banking and Finance in East Africa: Market Development and Regulatory Frameworks: An African Union Perspective with a focused emphasis on Benin within the field of Business. It is structured as a working paper that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Copyright (c) 2021 https://creativecommons.org/licenses/by/4.0/
Foreign Direct Investment and Economic Growth in East Africa
This article examines Foreign Direct Investment and Economic Growth in East Africa: Causal Mechanisms and Empirical Evidence: Policy Implications for Fragile States with a focused emphasis on Benin within the field of Business. It is structured as a policy analysis article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Bank Regulation and Financial Stability in East Africa
This article examines Bank Regulation and Financial Stability in East Africa: Prudential Standards and Supervision: Lessons from the COVID-19 Pandemic with a focused emphasis on Egypt within the field of Business. It is structured as a mixed methods study that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Fertiliser Markets and Soil Fertility Management in East Africa
This article examines Fertiliser Markets and Soil Fertility Management in East Africa: Applied to the Greater Horn of Africa with a focused emphasis on Côte d'Ivoire within the field of Business. It is structured as a survey research article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
This article examines Displacement and Labour Markets: Refugees, Host Communities, and Economic Integration with a focused emphasis on Chad within the field of Business. It is structured as a survey research article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
This article examines Diaspora Remittances and Macroeconomic Stability in Post-Conflict Economies: Gender, Power, and Structural Constraints with a focused emphasis on Ethiopia within the field of Business. It is structured as a policy brief that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Financial Sector Deepening and Economic Inclusivity in East Africa
This article examines Financial Sector Deepening and Economic Inclusivity in East Africa: A Feminist Political Economy Approach with a focused emphasis on South Africa within the field of Business. It is structured as a theoretical framework article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Pastoral Livelihoods and Labour Organisation in East Africa
This article examines Pastoral Livelihoods and Labour Organisation in East Africa: Challenges and Opportunities in the 2020s with a focused emphasis on South Africa within the field of Business. It is structured as a perspective piece that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
The Nexus Between Energy Security, Economic Development, and Political Stability
This article examines The Nexus Between Energy Security, Economic Development, and Political Stability with a focused emphasis on Senegal within the field of Business. It is structured as a theoretical framework article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
This article examines The Political Economy of Social Policy: Who Gets What, When, and How in African States: Fiscal Dimensions and Revenue Implications with a focused emphasis on Côte d'Ivoire within the field of Business. It is structured as a mixed methods study that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
This article examines Governance and Economic Performance: Cross-Country Evidence from Sub-Saharan Africa: Rural and Urban Dimensions with a focused emphasis on Uganda within the field of Business. It is structured as a theoretical framework article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
Gender Wage Gaps in East African Labour Markets
This article examines Gender Wage Gaps in East African Labour Markets: Causes, Trends, and Policy Responses: A Subaltern Perspective with a focused emphasis on Tunisia within the field of Business. It is structured as a survey research article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
This article examines Foreign Direct Investment and Economic Growth in East Africa: Causal Mechanisms and Empirical Evidence: Policy Implications for Fragile States with a focused emphasis on Mozambique within the field of Business. It is structured as a policy analysis article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
The Impact of Informal Lending Mechanisms on Rural Agricultural Development: Evidence from South Sudan
This study investigates the influence of informal lending mechanisms — specifically Community Group Saving and Lending (CGSL) mechanisms — on rural agricultural development in Eastern Equatoria, Jonglei, and Lakes States of South Sudan. Adopting a pragmatic, mixed-methods cross-sectional design, quantitative data were collected via structured questionnaires (n=81) and qualitative data through semi-structured interviews (n=17), analysed through the integrated lenses of Financial Inclusion Theory, Institutional Theory, Social Capital Theory, and Behavioural Finance Theory. Chi-square analysis confirmed a statistically significant positive association between CGSL participation and agricultural productivity (χ² = 15.92, df = 4, p = 0.0001). Binary logistic regression further established that access to credit through CGSLs is a significant predictor of technology investment decisions (β = 1.9459, SE = 0.875, p = 0.026). Critically, 95% of respondents agreed that access to rural financial services has the potential to make a transformative difference in agricultural output, while 100% agreed that scarcity of working capital is the primary constraint on investment. The study finds that CGSLs function as adaptive institutional responses to systemic formal-sector exclusion, leveraging social collateral and harvest-cycle repayment flexibility to bridge the financial gap. A novel conceptual framework — the Synergistic Lending-Productivity Model (SLPM) — is introduced, conceptualising the tripartite pathways through which informal lending simultaneously generates financial, human, and social capital outcomes. The study concludes with targeted policy recommendations centred on wholesale lending to CGSL groups rather than displacing them, harvest-linked loan product design, and inte
Copyright (c) 2026 African Microfinance Journal (Interdisciplinary -