African Microfinance Journal (Interdisciplinary -
type: channel
description: African Microfinance Journal (Interdisciplinary - is a peer‑reviewed scholarly journal published under the Pan‑African Research Journals (PARJ) platform, advancing African‑centred and global research.
language: en
publication name: African Microfinance Journal (Interdisciplinary -
items: Displacement and Labour Markets
items: The Poverty-Conflict Trap
items: Diaspora Remittances and Macroeconomic Stability in Post-Conflict Economies
items: Micro-Insurance and Climate Risk Coverage for African Smallholders
items: Financial Inclusion and Mobile Banking in East Africa
items: Agricultural Trade and Food Security in Eastern Africa
items: Industrial Policy and Economic Diversification in Sub-Saharan Africa
items: Multidimensional Poverty in South Sudan
items: Savings Behaviour and Financial Resilience in Low-Income African Households
items: Islamic Banking and Finance in East Africa
items: Foreign Direct Investment and Economic Growth in East Africa
items: Bank Regulation and Financial Stability in East Africa
items: Fertiliser Markets and Soil Fertility Management in East Africa
items: Financial Sector Deepening and Economic Inclusivity in East Africa
items: Pastoral Livelihoods and Labour Organisation in East Africa
items: The Nexus Between Energy Security, Economic Development, and Political Stability
items: The Political Economy of Social Policy
items: Governance and Economic Performance
items: Gender Wage Gaps in East African Labour Markets
items: The Impact of Informal Lending Mechanisms on Rural Agricultural Development: Evidence from South Sudan

Displacement and Labour Markets
type: item
description: This article examines Displacement and Labour Markets: Refugees, Host Communities, and Economic Integration with a focused emphasis on Uganda within the field of Business. It is structured as a mixed methods study that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Labour Markets Refugees
  topic: keywords
subject: Markets Refugees Host
  topic: keywords
subject: Refugees Host Communities
  topic: keywords
subject: Labour Markets
  topic: keywords
subject: Markets Refugees
  topic: keywords
subject: Refugees Host
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2024 https://creativecommons.org/licenses/by/4.0/
date: 2024-02-07
publication date: 2024-02-07
doi: 10.5281/zenodo.19551978

The Poverty-Conflict Trap
type: item
description: This article examines The Poverty-Conflict Trap: Escaping Cycles of Violence and Underdevelopment: Perspectives from Eastern Africa with a focused emphasis on Morocco within the field of Business. It is structured as a conference paper that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Poverty-Conflict Trap Escaping
  topic: keywords
subject: Trap Escaping Cycles
  topic: keywords
subject: Poverty-Conflict Trap
  topic: keywords
subject: Trap Escaping
  topic: keywords
subject: Escaping Cycles
  topic: keywords
subject: Underdevelopment Perspectives
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2024 https://creativecommons.org/licenses/by/4.0/
date: 2024-02-01
publication date: 2024-02-01
doi: 10.5281/zenodo.19549900

Diaspora Remittances and Macroeconomic Stability in Post-Conflict Economies
type: item
description: This article examines Diaspora Remittances and Macroeconomic Stability in Post-Conflict Economies: Gender, Power, and Structural Constraints with a focused emphasis on Nigeria within the field of Business. It is structured as a survey research article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Post-Conflict Economies Gender
  topic: keywords
subject: Economies Gender Power
  topic: keywords
subject: Diaspora Remittances
  topic: keywords
subject: Macroeconomic Stability
  topic: keywords
subject: Post-Conflict Economies
  topic: keywords
subject: Economies Gender
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2023 https://creativecommons.org/licenses/by/4.0/
date: 2023-11-08
publication date: 2023-11-08
doi: 10.5281/zenodo.19549173

Micro-Insurance and Climate Risk Coverage for African Smallholders
type: item
description: This article examines Micro-Insurance and Climate Risk Coverage for African Smallholders: Beyond the Liberal Peace Framework with a focused emphasis on South Sudan within the field of Business. It is structured as a qualitative study that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Climate Risk Coverage
  topic: keywords
subject: African Smallholders Beyond
  topic: keywords
subject: Liberal Peace Framework
  topic: keywords
subject: Climate Risk
  topic: keywords
subject: Risk Coverage
  topic: keywords
subject: African Smallholders
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2026 https://creativecommons.org/licenses/by/4.0/
date: 2026-04-18
publication date: 2026-04-18
doi: 10.5281/zenodo.19548679

Financial Inclusion and Mobile Banking in East Africa
type: item
description: This article examines Financial Inclusion and Mobile Banking in East Africa: M-Pesa, Equity Bank, and Beyond: Challenges and Opportunities in the 2020s with a focused emphasis on Uganda within the field of Business. It is structured as a policy analysis article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: East Africa M-Pesa
  topic: keywords
subject: Africa M-Pesa Equity
  topic: keywords
subject: M-Pesa Equity Bank
  topic: keywords
subject: Financial Inclusion
  topic: keywords
subject: Mobile Banking
  topic: keywords
subject: East Africa
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2024 https://creativecommons.org/licenses/by/4.0/
date: 2024-09-27
publication date: 2024-09-27
doi: 10.5281/zenodo.19545833

Agricultural Trade and Food Security in Eastern Africa
type: item
description: This article examines Agricultural Trade and Food Security in Eastern Africa: Regional Markets and Price Transmission: An Empirical Investigation with a focused emphasis on Algeria within the field of Business. It is structured as a policy analysis article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Eastern Africa Regional
  topic: keywords
subject: Africa Regional Markets
  topic: keywords
subject: Agricultural Trade
  topic: keywords
subject: Food Security
  topic: keywords
subject: Eastern Africa
  topic: keywords
subject: Africa Regional
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2024 https://creativecommons.org/licenses/by/4.0/
date: 2024-07-19
publication date: 2024-07-19
doi: 10.5281/zenodo.19545429

Industrial Policy and Economic Diversification in Sub-Saharan Africa
type: item
description: This article examines Industrial Policy and Economic Diversification in Sub-Saharan Africa: Evidence and Prospects: An Empirical Investigation with a focused emphasis on Gambia within the field of Business. It is structured as a policy analysis article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Sub-Saharan Africa Evidence
  topic: keywords
subject: Industrial Policy
  topic: keywords
subject: Economic Diversification
  topic: keywords
subject: Sub-Saharan Africa
  topic: keywords
subject: Africa Evidence
  topic: keywords
subject: Empirical Investigation
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2024 https://creativecommons.org/licenses/by/4.0/
date: 2024-08-02
publication date: 2024-08-02
doi: 10.5281/zenodo.19545379

Multidimensional Poverty in South Sudan
type: item
description: This article examines Multidimensional Poverty in South Sudan: Measurement, Drivers, and Policy Responses: Applied to the Greater Horn of Africa with a focused emphasis on South Sudan within the field of Business. It is structured as a theoretical framework article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: South Sudan Measurement
  topic: keywords
subject: Sudan Measurement Drivers
  topic: keywords
subject: Policy Responses Applied
  topic: keywords
subject: Multidimensional Poverty
  topic: keywords
subject: South Sudan
  topic: keywords
subject: Sudan Measurement
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2025 https://creativecommons.org/licenses/by/4.0/
date: 2025-04-26
publication date: 2025-04-26
doi: 10.5281/zenodo.19545288

Savings Behaviour and Financial Resilience in Low-Income African Households
type: item
description: This article examines Savings Behaviour and Financial Resilience in Low-Income African Households: A South Sudan Case Study with a focused emphasis on South Sudan within the field of Business. It is structured as a ethnographic study that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Low-Income African Households
  topic: keywords
subject: South Sudan Case
  topic: keywords
subject: Sudan Case Study
  topic: keywords
subject: Savings Behaviour
  topic: keywords
subject: Financial Resilience
  topic: keywords
subject: Low-Income African
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2023 https://creativecommons.org/licenses/by/4.0/
date: 2023-09-21
publication date: 2023-09-21
doi: 10.5281/zenodo.19545205

Industrial Policy and Economic Diversification in Sub-Saharan Africa
type: item
description: This article examines Industrial Policy and Economic Diversification in Sub-Saharan Africa: Evidence and Prospects: A Subaltern Perspective with a focused emphasis on Tanzania within the field of Business. It is structured as a qualitative study that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Sub-Saharan Africa Evidence
  topic: keywords
subject: Industrial Policy
  topic: keywords
subject: Economic Diversification
  topic: keywords
subject: Sub-Saharan Africa
  topic: keywords
subject: Africa Evidence
  topic: keywords
subject: Subaltern Perspective
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2022 https://creativecommons.org/licenses/by/4.0/
date: 2022-03-09
publication date: 2022-03-09
doi: 10.5281/zenodo.19545151

Islamic Banking and Finance in East Africa
type: item
description: This article examines Islamic Banking and Finance in East Africa: Market Development and Regulatory Frameworks: An African Union Perspective with a focused emphasis on Benin within the field of Business. It is structured as a working paper that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: East Africa Market
  topic: keywords
subject: Africa Market Development
  topic: keywords
subject: African Union Perspective
  topic: keywords
subject: Islamic Banking
  topic: keywords
subject: East Africa
  topic: keywords
subject: Africa Market
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2021 https://creativecommons.org/licenses/by/4.0/
date: 2021-10-17
publication date: 2021-10-17
doi: 10.5281/zenodo.19545139

Foreign Direct Investment and Economic Growth in East Africa
type: item
description: This article examines Foreign Direct Investment and Economic Growth in East Africa: Causal Mechanisms and Empirical Evidence: Policy Implications for Fragile States with a focused emphasis on Benin within the field of Business. It is structured as a policy analysis article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Foreign Direct Investment
  topic: keywords
subject: East Africa Causal
  topic: keywords
subject: Africa Causal Mechanisms
  topic: keywords
subject: Empirical Evidence Policy
  topic: keywords
subject: Evidence Policy Implications
  topic: keywords
subject: Foreign Direct
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2021 https://creativecommons.org/licenses/by/4.0/
date: 2021-04-20
publication date: 2021-04-20
doi: 10.5281/zenodo.19545120

Bank Regulation and Financial Stability in East Africa
type: item
description: This article examines Bank Regulation and Financial Stability in East Africa: Prudential Standards and Supervision: Lessons from the COVID-19 Pandemic with a focused emphasis on Egypt within the field of Business. It is structured as a mixed methods study that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: East Africa Prudential
  topic: keywords
subject: Africa Prudential Standards
  topic: keywords
subject: Bank Regulation
  topic: keywords
subject: Financial Stability
  topic: keywords
subject: East Africa
  topic: keywords
subject: Africa Prudential
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2025 https://creativecommons.org/licenses/by/4.0/
date: 2025-09-23
publication date: 2025-09-23
doi: 10.5281/zenodo.19542486

Fertiliser Markets and Soil Fertility Management in East Africa
type: item
description: This article examines Fertiliser Markets and Soil Fertility Management in East Africa: Applied to the Greater Horn of Africa with a focused emphasis on Côte d'Ivoire within the field of Business. It is structured as a survey research article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Soil Fertility Management
  topic: keywords
subject: East Africa Applied
  topic: keywords
subject: Fertiliser Markets
  topic: keywords
subject: Soil Fertility
  topic: keywords
subject: Fertility Management
  topic: keywords
subject: East Africa
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2023 https://creativecommons.org/licenses/by/4.0/
date: 2023-02-24
publication date: 2023-02-24
doi: 10.5281/zenodo.19542325

Displacement and Labour Markets
type: item
description: This article examines Displacement and Labour Markets: Refugees, Host Communities, and Economic Integration with a focused emphasis on Chad within the field of Business. It is structured as a survey research article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Labour Markets Refugees
  topic: keywords
subject: Markets Refugees Host
  topic: keywords
subject: Refugees Host Communities
  topic: keywords
subject: Labour Markets
  topic: keywords
subject: Markets Refugees
  topic: keywords
subject: Refugees Host
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2021 https://creativecommons.org/licenses/by/4.0/
date: 2021-03-02
publication date: 2021-03-02
doi: 10.5281/zenodo.19540677

Diaspora Remittances and Macroeconomic Stability in Post-Conflict Economies
type: item
description: This article examines Diaspora Remittances and Macroeconomic Stability in Post-Conflict Economies: Gender, Power, and Structural Constraints with a focused emphasis on Ethiopia within the field of Business. It is structured as a policy brief that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Post-Conflict Economies Gender
  topic: keywords
subject: Economies Gender Power
  topic: keywords
subject: Diaspora Remittances
  topic: keywords
subject: Macroeconomic Stability
  topic: keywords
subject: Post-Conflict Economies
  topic: keywords
subject: Economies Gender
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2026 https://creativecommons.org/licenses/by/4.0/
date: 2026-06-18
publication date: 2026-06-18
doi: 10.5281/zenodo.19539784

Financial Sector Deepening and Economic Inclusivity in East Africa
type: item
description: This article examines Financial Sector Deepening and Economic Inclusivity in East Africa: A Feminist Political Economy Approach with a focused emphasis on South Africa within the field of Business. It is structured as a theoretical framework article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Financial Sector Deepening
  topic: keywords
subject: Feminist Political Economy
  topic: keywords
subject: Political Economy Approach
  topic: keywords
subject: Financial Sector
  topic: keywords
subject: Sector Deepening
  topic: keywords
subject: Economic Inclusivity
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2025 https://creativecommons.org/licenses/by/4.0/
date: 2025-07-19
publication date: 2025-07-19
doi: 10.5281/zenodo.19538877

Pastoral Livelihoods and Labour Organisation in East Africa
type: item
description: This article examines Pastoral Livelihoods and Labour Organisation in East Africa: Challenges and Opportunities in the 2020s with a focused emphasis on South Africa within the field of Business. It is structured as a perspective piece that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: East Africa Challenges
  topic: keywords
subject: Pastoral Livelihoods
  topic: keywords
subject: Labour Organisation
  topic: keywords
subject: East Africa
  topic: keywords
subject: Africa Challenges
  topic: keywords
subject: Pastoral
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2023 https://creativecommons.org/licenses/by/4.0/
date: 2023-11-09
publication date: 2023-11-09
doi: 10.5281/zenodo.19537010

The Nexus Between Energy Security, Economic Development, and Political Stability
type: item
description: This article examines The Nexus Between Energy Security, Economic Development, and Political Stability with a focused emphasis on Senegal within the field of Business. It is structured as a theoretical framework article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Energy Security Economic
  topic: keywords
subject: Security Economic Development
  topic: keywords
subject: Energy Security
  topic: keywords
subject: Security Economic
  topic: keywords
subject: Economic Development
  topic: keywords
subject: Political Stability
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2026 https://creativecommons.org/licenses/by/4.0/
date: 2026-12-11
publication date: 2026-12-11

The Political Economy of Social Policy
type: item
description: This article examines The Political Economy of Social Policy: Who Gets What, When, and How in African States: Fiscal Dimensions and Revenue Implications with a focused emphasis on Côte d'Ivoire within the field of Business. It is structured as a mixed methods study that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Social Policy Who
  topic: keywords
subject: Policy Who Gets
  topic: keywords
subject: Who Gets What
  topic: keywords
subject: Gets What When
  topic: keywords
subject: African States Fiscal
  topic: keywords
subject: States Fiscal Dimensions
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2023 https://creativecommons.org/licenses/by/4.0/
date: 2023-02-14
publication date: 2023-02-14
doi: 10.5281/zenodo.19528694

Governance and Economic Performance
type: item
description: This article examines Governance and Economic Performance: Cross-Country Evidence from Sub-Saharan Africa: Rural and Urban Dimensions with a focused emphasis on Uganda within the field of Business. It is structured as a theoretical framework article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Economic Performance Cross-Country
  topic: keywords
subject: Performance Cross-Country Evidence
  topic: keywords
subject: Sub-Saharan Africa Rural
  topic: keywords
subject: Economic Performance
  topic: keywords
subject: Performance Cross-Country
  topic: keywords
subject: Cross-Country Evidence
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2022 https://creativecommons.org/licenses/by/4.0/
date: 2022-10-25
publication date: 2022-10-25
doi: 10.5281/zenodo.19519441

Gender Wage Gaps in East African Labour Markets
type: item
description: This article examines Gender Wage Gaps in East African Labour Markets: Causes, Trends, and Policy Responses: A Subaltern Perspective with a focused emphasis on Tunisia within the field of Business. It is structured as a survey research article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Gender Wage Gaps
  topic: keywords
subject: East African Labour
  topic: keywords
subject: African Labour Markets
  topic: keywords
subject: Labour Markets Causes
  topic: keywords
subject: Markets Causes Trends
  topic: keywords
subject: Gender Wage
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2026 https://creativecommons.org/licenses/by/4.0/
date: 2026-08-10
publication date: 2026-08-10
doi: 10.5281/zenodo.19519347

Foreign Direct Investment and Economic Growth in East Africa
type: item
description: This article examines Foreign Direct Investment and Economic Growth in East Africa: Causal Mechanisms and Empirical Evidence: Policy Implications for Fragile States with a focused emphasis on Mozambique within the field of Business. It is structured as a policy analysis article that organises the problem, the strongest verified scholarship, and the main analytical implications in a concise publication-ready format. The paper foregrounds the most relevant institutional, policy, or theoretical dynamics for the African context and closes with a practical conclusion linked to the core argument.
subject: Articles
  topic: section
subject: Foreign Direct Investment
  topic: keywords
subject: East Africa Causal
  topic: keywords
subject: Africa Causal Mechanisms
  topic: keywords
subject: Empirical Evidence Policy
  topic: keywords
subject: Evidence Policy Implications
  topic: keywords
subject: Foreign Direct
  topic: keywords
creator: Abraham Kuol Nyuon
rights: Copyright (c) 2023 https://creativecommons.org/licenses/by/4.0/
date: 2023-05-08
publication date: 2023-05-08
doi: 10.5281/zenodo.19519224

The Impact of Informal Lending Mechanisms on Rural Agricultural Development: Evidence from South Sudan
type: item
description: This study investigates the influence of informal lending mechanisms — specifically Community Group Saving and Lending (CGSL) mechanisms — on rural agricultural development in Eastern Equatoria, Jonglei, and Lakes States of South Sudan. Adopting a pragmatic, mixed-methods cross-sectional design, quantitative data were collected via structured questionnaires (n=81) and qualitative data through semi-structured interviews (n=17), analysed through the integrated lenses of Financial Inclusion Theory, Institutional Theory, Social Capital Theory, and Behavioural Finance Theory. Chi-square analysis confirmed a statistically significant positive association between CGSL participation and agricultural productivity (χ² = 15.92, df = 4, p = 0.0001). Binary logistic regression further established that access to credit through CGSLs is a significant predictor of technology investment decisions (β = 1.9459, SE = 0.875, p = 0.026). Critically, 95% of respondents agreed that access to rural financial services has the potential to make a transformative difference in agricultural output, while 100% agreed that scarcity of working capital is the primary constraint on investment. The study finds that CGSLs function as adaptive institutional responses to systemic formal-sector exclusion, leveraging social collateral and harvest-cycle repayment flexibility to bridge the financial gap. A novel conceptual framework — the Synergistic Lending-Productivity Model (SLPM) — is introduced, conceptualising the tripartite pathways through which informal lending simultaneously generates financial, human, and social capital outcomes. The study concludes with targeted policy recommendations centred on wholesale lending to CGSL groups rather than displacing them, harvest-linked loan product design, and inte
subject: Articles
  topic: section
subject: inf ormal lending mechanisms
  topic: keywords
subject: community savings groups
  topic: keywords
subject: rural agricultural development
  topic: keywords
subject: financial inclusion
  topic: keywords
subject: South Sudan
  topic: keywords
subject: VSLAs
  topic: keywords
subject: institutional theory
  topic: keywords
subject: behavioural finance
  topic: keywords
creator: Makoi Majok Toch
creator: Gabriel Alier Riak
rights: Copyright (c) 2026 African Microfinance Journal (Interdisciplinary -
date: 2026-03-27
publication date: 2026-03-27
doi: 10.5281/zenodo.19256659

The Impact of Informal Lending Mechanisms on Rural Agricultural Development: Evidence from South Sudan
type: item
description: This study investigates the influence of informal lending mechanisms — specifically Community Group Saving and Lending (CGSL) mechanisms — on rural agricultural development in Eastern Equatoria, Jonglei, and Lakes States of South Sudan. Adopting a pragmatic, mixed-methods cross-sectional design, quantitative data were collected via structured questionnaires (n=81) and qualitative data through semi-structured interviews (n=17), analysed through the integrated lenses of Financial Inclusion Theory, Institutional Theory, Social Capital Theory, and Behavioural Finance Theory. Chi-square analysis confirmed a statistically significant positive association between CGSL participation and agricultural productivity (χ² = 15.92, df = 4, p = 0.0001). Binary logistic regression further established that access to credit through CGSLs is a significant predictor of technology investment decisions (β = 1.9459, SE = 0.875, p = 0.026). Critically, 95% of respondents agreed that access to rural financial services has the potential to make a transformative difference in agricultural output, while 100% agreed that scarcity of working capital is the primary constraint on investment. The study finds that CGSLs function as adaptive institutional responses to systemic formal-sector exclusion, leveraging social collateral and harvest-cycle repayment flexibility to bridge the financial gap. A novel conceptual framework — the Synergistic Lending-Productivity Model (SLPM) — is introduced, conceptualising the tripartite pathways through which informal lending simultaneously generates financial, human, and social capital outcomes. The study concludes with targeted policy recommendations centred on wholesale lending to CGSL groups rather than displacing them, harvest-linked loan product design, and inte
subject: Articles
  topic: section
subject: informal lending mechanisms
  topic: keywords
subject: community savings groups
  topic: keywords
subject: rural agricultural development
  topic: keywords
subject: financial inclusion
  topic: keywords
subject: South Sudan
  topic: keywords
subject: VSLAs
  topic: keywords
subject: institutional theory
  topic: keywords
subject: behavioural finance
  topic: keywords
creator: Makoi Majok Toch
creator: Gabriel Alier Riak
rights: Copyright (c) 2026 African Microfinance Journal (Interdisciplinary -
date: 2026-03-23
publication date: 2026-03-23
doi: 10.5281/zenodo.19108484

The Impact of Informal Lending Mechanisms on Rural Agricultural Development: Evidence from South Sudan
type: item
description: This study investigates the influence of informal lending mechanisms — specifically Community Group Saving and Lending (CGSL) mechanisms — on rural agricultural development in Eastern Equatoria, Jonglei, and Lakes States of South Sudan. Adopting a pragmatic, mixed-methods cross-sectional design, quantitative data were collected via structured questionnaires (n=81) and qualitative data through semi-structured interviews (n=17), analysed through the integrated lenses of Financial Inclusion Theory, Institutional Theory, Social Capital Theory, and Behavioural Finance Theory. Chi-square analysis confirmed a statistically significant positive association between CGSL participation and agricultural productivity (χ² = 15.92, df = 4, p = 0.0001). Binary logistic regression further established that access to credit through CGSLs is a significant predictor of technology investment decisions (β = 1.9459, SE = 0.875, p = 0.026). Critically, 95% of respondents agreed that access to rural financial services has the potential to make a transformative difference in agricultural output, while 100% agreed that scarcity of working capital is the primary constraint on investment. The study finds that CGSLs function as adaptive institutional responses to systemic formal-sector exclusion, leveraging social collateral and harvest-cycle repayment flexibility to bridge the financial gap. A novel conceptual framework — the Synergistic Lending-Productivity Model (SLPM) — is introduced, conceptualising the tripartite pathways through which informal lending simultaneously generates financial, human, and social capital outcomes. The study concludes with targeted policy recommendations centred on wholesale lending to CGSL groups rather than displacing them, harvest-linked loan product design, and inte
subject: Articles
  topic: section
subject: informal lending mechanisms
  topic: keywords
subject: community savings groups
  topic: keywords
subject: rural agricultural development
  topic: keywords
subject: financial inclusion
  topic: keywords
subject: South Sudan
  topic: keywords
subject: VSLAs
  topic: keywords
subject: institutional theory
  topic: keywords
subject: behavioural finance
  topic: keywords
creator: Makoi Majok Toch
creator: Gabriel Alier Riak
rights: Copyright (c) 2026 African Microfinance Journal (Interdisciplinary -
date: 2026-03-23
publication date: 2026-03-23
doi: 10.5281/zenodo.19110205

The Impact of Informal Lending Mechanisms on Rural Agricultural Development: Evidence from South Sudan
type: item
description: This study investigates the influence of informal lending mechanisms — specifically Community Group Saving and Lending (CGSL) mechanisms — on rural agricultural development in Eastern Equatoria, Jonglei, and Lakes States of South Sudan. Adopting a pragmatic, mixed-methods cross-sectional design, quantitative data were collected via structured questionnaires (n=81) and qualitative data through semi-structured interviews (n=17), analysed through the integrated lenses of Financial Inclusion Theory, Institutional Theory, Social Capital Theory, and Behavioural Finance Theory. Chi-square analysis confirmed a statistically significant positive association between CGSL participation and agricultural productivity (χ² = 15.92, df = 4, p = 0.0001). Binary logistic regression further established that access to credit through CGSLs is a significant predictor of technology investment decisions (β = 1.9459, SE = 0.875, p = 0.026). Critically, 95% of respondents agreed that access to rural financial services has the potential to make a transformative difference in agricultural output, while 100% agreed that scarcity of working capital is the primary constraint on investment. The study finds that CGSLs function as adaptive institutional responses to systemic formal-sector exclusion, leveraging social collateral and harvest-cycle repayment flexibility to bridge the financial gap. A novel conceptual framework — the Synergistic Lending-Productivity Model (SLPM) — is introduced, conceptualising the tripartite pathways through which informal lending simultaneously generates financial, human, and social capital outcomes. The study concludes with targeted policy recommendations centred on wholesale lending to CGSL groups rather than displacing them, harvest-linked loan product design, and inte
subject: Articles
  topic: section
subject: informal lending mechanisms
  topic: keywords
subject: community savings groups
  topic: keywords
subject: rural agricultural development
  topic: keywords
subject: financial inclusion
  topic: keywords
subject: South Sudan
  topic: keywords
subject: VSLAs
  topic: keywords
subject: institutional theory
  topic: keywords
subject: behavioural finance
  topic: keywords
creator: Makoi Majok Toch
creator: Gabriel Alier Riak
rights: Copyright (c) 2026 African Microfinance Journal (Interdisciplinary -
date: 2026-03-23
publication date: 2026-03-23
doi: 10.5281/zenodo.19110119

The Impact of Informal Lending Mechanisms on Rural Agricultural Development: Evidence from South Sudan
type: item
description: This study investigates the influence of informal lending mechanisms — specifically Community Group Saving and Lending (CGSL) mechanisms — on rural agricultural development in Eastern Equatoria, Jonglei, and Lakes States of South Sudan. Adopting a pragmatic, mixed-methods cross-sectional design, quantitative data were collected via structured questionnaires (n=81) and qualitative data through semi-structured interviews (n=17), analysed through the integrated lenses of Financial Inclusion Theory, Institutional Theory, Social Capital Theory, and Behavioural Finance Theory. Chi-square analysis confirmed a statistically significant positive association between CGSL participation and agricultural productivity (χ² = 15.92, df = 4, p = 0.0001). Binary logistic regression further established that access to credit through CGSLs is a significant predictor of technology investment decisions (β = 1.9459, SE = 0.875, p = 0.026). Critically, 95% of respondents agreed that access to rural financial services has the potential to make a transformative difference in agricultural output, while 100% agreed that scarcity of working capital is the primary constraint on investment. The study finds that CGSLs function as adaptive institutional responses to systemic formal-sector exclusion, leveraging social collateral and harvest-cycle repayment flexibility to bridge the financial gap. A novel conceptual framework — the Synergistic Lending-Productivity Model (SLPM) — is introduced, conceptualising the tripartite pathways through which informal lending simultaneously generates financial, human, and social capital outcomes. The study concludes with targeted policy recommendations centred on wholesale lending to CGSL groups rather than displacing them, harvest-linked loan product design, and inte
subject: Articles
  topic: section
subject: informal lending mechanisms
  topic: keywords
subject: community savings groups
  topic: keywords
subject: rural agricultural development
  topic: keywords
subject: financial inclusion
  topic: keywords
subject: South Sudan
  topic: keywords
subject: VSLAs
  topic: keywords
subject: institutional theory
  topic: keywords
subject: behavioural finance
  topic: keywords
creator: Makoi Majok Toch
creator: Gabriel Alier Riak
rights: Copyright (c) 2026 African Microfinance Journal (Interdisciplinary -
date: 2026-03-23
publication date: 2026-03-23
doi: 10.5281/zenodo.19110622

The Impact of Informal Lending Mechanisms on Rural Agricultural Development: Evidence from South Sudan
type: item
description: This study investigates the influence of informal lending mechanisms — specifically Community Group Saving and Lending (CGSL) mechanisms — on rural agricultural development in Eastern Equatoria, Jonglei, and Lakes States of South Sudan. Adopting a pragmatic, mixed-methods cross-sectional design, quantitative data were collected via structured questionnaires (n=81) and qualitative data through semi-structured interviews (n=17), analysed through the integrated lenses of Financial Inclusion Theory, Institutional Theory, Social Capital Theory, and Behavioural Finance Theory. Chi-square analysis confirmed a statistically significant positive association between CGSL participation and agricultural productivity (χ² = 15.92, df = 4, p = 0.0001). Binary logistic regression further established that access to credit through CGSLs is a significant predictor of technology investment decisions (β = 1.9459, SE = 0.875, p = 0.026). Critically, 95% of respondents agreed that access to rural financial services has the potential to make a transformative difference in agricultural output, while 100% agreed that scarcity of working capital is the primary constraint on investment. The study finds that CGSLs function as adaptive institutional responses to systemic formal-sector exclusion, leveraging social collateral and harvest-cycle repayment flexibility to bridge the financial gap. A novel conceptual framework — the Synergistic Lending-Productivity Model (SLPM) — is introduced, conceptualising the tripartite pathways through which informal lending simultaneously generates financial, human, and social capital outcomes. The study concludes with targeted policy recommendations centred on wholesale lending to CGSL groups rather than displacing them, harvest-linked loan product design, and inte
subject: Articles
  topic: section
subject: informal lending mechanisms
  topic: keywords
subject: community savings groups
  topic: keywords
subject: rural agricultural development
  topic: keywords
subject: financial inclusion
  topic: keywords
subject: South Sudan
  topic: keywords
subject: VSLAs
  topic: keywords
subject: institutional theory
  topic: keywords
subject: behavioural finance
  topic: keywords
creator: Makoi Majok Toch
creator: Gabriel Alier Riak
rights: Copyright (c) 2026 African Microfinance Journal (Interdisciplinary -
date: 2026-03-23
publication date: 2026-03-23
doi: 10.5281/zenodo.19110539

The Impact of Informal Lending Mechanisms on Rural Agricultural Development: Evidence from South Sudan
type: item
description: This study investigates the influence of informal lending mechanisms — specifically Community Group Saving and Lending (CGSL) mechanisms — on rural agricultural development in Eastern Equatoria, Jonglei, and Lakes States of South Sudan. Adopting a pragmatic, mixed-methods cross-sectional design, quantitative data were collected via structured questionnaires (n=81) and qualitative data through semi-structured interviews (n=17), analysed through the integrated lenses of Financial Inclusion Theory, Institutional Theory, Social Capital Theory, and Behavioural Finance Theory. Chi-square analysis confirmed a statistically significant positive association between CGSL participation and agricultural productivity (χ² = 15.92, df = 4, p = 0.0001). Binary logistic regression further established that access to credit through CGSLs is a significant predictor of technology investment decisions (β = 1.9459, SE = 0.875, p = 0.026). Critically, 95% of respondents agreed that access to rural financial services has the potential to make a transformative difference in agricultural output, while 100% agreed that scarcity of working capital is the primary constraint on investment. The study finds that CGSLs function as adaptive institutional responses to systemic formal-sector exclusion, leveraging social collateral and harvest-cycle repayment flexibility to bridge the financial gap. A novel conceptual framework — the Synergistic Lending-Productivity Model (SLPM) — is introduced, conceptualising the tripartite pathways through which informal lending simultaneously generates financial, human, and social capital outcomes. The study concludes with targeted policy recommendations centred on wholesale lending to CGSL groups rather than displacing them, harvest-linked loan product design, and inte
subject: Articles
  topic: section
subject: informal lending mechanisms
  topic: keywords
subject: community savings groups
  topic: keywords
subject: rural agricultural development
  topic: keywords
subject: financial inclusion
  topic: keywords
subject: South Sudan
  topic: keywords
subject: VSLAs
  topic: keywords
subject: institutional theory
  topic: keywords
subject: behavioural finance
  topic: keywords
creator: Makoi Majok Toch
creator: Gabriel Alier Riak
rights: Copyright (c) 2026 African Microfinance Journal (Interdisciplinary -
date: 2026-03-23
publication date: 2026-03-23
doi: 10.5281/zenodo.19110381