Microfinance access for rural women farmers in Central Ghana has been a critical area of study due to its potential impact on poverty reduction and sustainable development. A mixed-methods approach combining qualitative interviews with focus groups was employed to gather insights from key stakeholders including women farmers, local NGOs, and regulatory bodies. The theoretical framework underscores the importance of addressing structural inequalities and fostering supportive environments for microfinance to benefit rural women farmers effectively. Policy recommendations include strengthening regulatory frameworks to ensure equitable access, enhancing community-based support systems, and promoting gender-sensitive financial products.