African Journal of Swahili Studies (Kiswahili) | 24 June 2010
Microinsurance in Rwanda: Adoption and Financial Risk Management Amongst Smallholder Farmers
K, a, b, u, g, a, N, s, h, u, t, i
Abstract
Microinsurance has emerged as a critical tool for managing financial risks faced by smallholder farmers in Rwanda. A literature review and qualitative analysis were conducted to understand farmer perceptions and uptake of microinsurance schemes. While adoption rates are modest, the qualitative insights reveal strong support for microinsurance as a mechanism to enhance financial resilience among rural communities. Further research is needed to explore scalability and cost-effectiveness of microinsurance models in Rwanda’s diverse agro-ecological settings.