African Insurance Law (Law/Business crossover) | 05 May 2004
Law's Labyrinth in Post-Conflict Kenya: Navigating Challenges and Opportunities
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Abstract
Post-conflict Kenya offers a unique case study for examining legal challenges and opportunities in African states. A qualitative approach was employed to explore the legislative framework and practical implementation of insurance laws in Kenya following its conflict period. Insurance coverage rates are notably low (around 20%) among post-conflict communities, highlighting the need for targeted legal reforms and social protection measures. The current legal landscape in Kenya is fragmented, with a lack of comprehensive insurance policies that align with economic recovery goals. This has led to significant financial vulnerabilities for affected populations. Implementing a national insurance scheme tailored to post-conflict needs should be prioritised, alongside strengthening the regulatory framework and enhancing public awareness campaigns.