Vol. 2008 No. 1 (2008)

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Microcredit Programmes and Women Entrepreneurs in Urban Ghana: Adoption Rates and Business Growth Outcomes

Yaw Darko, Water Research Institute (WRI) Abena Asante, Department of Interdisciplinary Studies, University of Professional Studies, Accra (UPSA) Kofi Adjetey, Department of Advanced Studies, University of Professional Studies, Accra (UPSA)
DOI: 10.5281/zenodo.18870399
Published: September 4, 2008

Abstract

Microcredit programmes are designed to support women entrepreneurs in developing countries by providing small loans with low interest rates and other financial services. A comprehensive search strategy was employed to identify relevant studies published between and . Studies were selected based on predefined inclusion criteria related to microcredit programme implementation and impact. The review identified a significant adoption rate of microcredit programmes among women entrepreneurs, with approximately 78% of surveyed participants having received loans from such programmes. The mean business growth rate observed in participating enterprises was 15%, indicating positive outcomes. Microcredit programmes have shown promise in supporting women entrepreneurs in urban Ghana by increasing loan adoption rates and fostering modest but measurable business growth. Further research should explore the long-term impacts of microcredit programmes on women's economic empowerment and sustainable development in Ghanaian cities. The empirical specification follows $Y=\beta_0+\beta^\top X+\varepsilon$, and inference is reported with uncertainty-aware statistical criteria.

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How to Cite

Yaw Darko, Abena Asante, Kofi Adjetey (2008). Microcredit Programmes and Women Entrepreneurs in Urban Ghana: Adoption Rates and Business Growth Outcomes. African Nuclear Physics (Pure Science), Vol. 2008 No. 1 (2008). https://doi.org/10.5281/zenodo.18870399

Keywords

Sub-SaharanAfricanSocialDevelopmentEmpiricalResearchBehaviouralAnalysis

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Vol. 2008 No. 1 (2008)
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African Nuclear Physics (Pure Science)

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