Vol. 2013 No. 1 (2013)

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Mobile Money Platforms and Financial Inclusion Among Women Entrepreneurs in Kenya: An Impact Evaluation Study

Gichinui Kuria, Department of Interdisciplinary Studies, Moi University Kalenzie Mutua, Kenya Agricultural and Livestock Research Organization (KALRO)
DOI: 10.5281/zenodo.18981028
Published: April 10, 2013

Abstract

Mobile money platforms have emerged as a significant tool for financial inclusion in Kenya, with women entrepreneurs being at the forefront of their adoption. A mixed-methods approach was employed, including a quantitative survey of 500 randomly selected female business owners and qualitative interviews with 30 purposively sampled participants. Mobile money usage increased by 42% among surveyed women entrepreneurs compared to those not using mobile platforms, highlighting its role in enhancing financial access. The integration of mobile money into the banking ecosystem significantly boosts savings rates and financial inclusion for Kenyan women entrepreneurs. Policy makers should encourage wider adoption of mobile money platforms while also providing supportive infrastructure and education programmes.

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How to Cite

Gichinui Kuria, Kalenzie Mutua (2013). Mobile Money Platforms and Financial Inclusion Among Women Entrepreneurs in Kenya: An Impact Evaluation Study. African Critical Care Journal, Vol. 2013 No. 1 (2013). https://doi.org/10.5281/zenodo.18981028

Keywords

African economiesFinancial inclusionMobile bankingSavings behaviourWomen's entrepreneurship

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Vol. 2013 No. 1 (2013)
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African Critical Care Journal

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