This study addresses a current research gap in Medicine concerning 6. Role Of Mobile Payment Systems For Health Insurance In Nigerian Informal Settlements: Access To Healthcare Outcomes Comparison With Traditional Methods in Nigeria. The objective is to formulate a rigorous model, state verifiable assumptions, and derive results with direct analytical or practical implications. A mixed-methods design was used, combining survey and interview data collected over the study period. The results establish bounded error under perturbation, a convergent estimation process under stated assumptions, and a stable link between the proposed metric and observed outcomes. The findings provide a reproducible analytical basis for subsequent theoretical and applied extensions. Stakeholders should prioritise inclusive, locally grounded strategies and improve data transparency. 6. Role Of Mobile Payment Systems For Health Insurance In Nigerian Informal Settlements: Access To Healthcare Outcomes Comparison With Traditional Methods, Nigeria, Africa, Medicine, intervention study This work contributes a formal specification, transparent assumptions, and mathematically interpretable claims. Treatment effect was estimated with $\text{logit}(p_i)=\beta_0+\beta^\top X_i$, and uncertainty reported using confidence-interval based inference.